31% ages 45 to 54 haven't started saving for retirement yet
This is pretty frightening. If you're 45, you might be hoping to retire in 20 years. If you're 54, you might expect to work just 11 more years or so. And if you don't have a sizable nest egg under construction, you're probably in trouble.
The good news is that all isn't lost. A little retirement planning and some actions taken now can have a profound effect on your financial situation. You might work some additional years, for example, or take on a second job for a few years. You could reallocate your investment money, if it's not deployed effectively. You might even decide to downsize your home and perhaps even move
to a less expensive region in retirement.
Now is the time to start your retirement plan.
Call me to start creating one right now. Do not postpone it anymore.
Jesse alvarado
(562)822-5565
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