National averages in five key areas of financial capability
This is where MOST people are in financial knowledge, and these are national averages.
• Spending vs. Savings.
Fewer than half (41 percent) of Americans spend less than their income.
• Unpaid Medical Bills.
Over a quarter (26 percent) of Americans have unpaid medical bills.
• Rainy Day Funds.
More than half of Americans (56 percent) don’t have rainy day savings to cover three months of surprise financial emergencies.
• Credit Card Problems.
Over a third of Americans (34 percent) paid only the minimum credit card payment during the past year.
• Financial Knowledge.
On a test of five basic financial literacy questions, the national average was 2.88 correct answers.
Make sure YOU are not among MOST people in financial knowledge.
It is easy to learn and create for yourself a financial plan with the retirement that will allow you to live your best golden years.
Call me for a FREE financial analysis,
Jesse Alvarado
(562)822-5565
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