If I'm Retired, Do I Need Life Insurance?

Or: Do I need Life Insurance if I'm still working in Retirement?

Many Americans continue to work during the traditional retirement years. Life insurance can protect your family from the loss of your income when you die.

"Whether life insurance makes sense or not for retirees depends on how much earned income would be lost due to the death of the retiree," says Hanming Fang, an economics professor at the University of Pennsylvania. "If the retiree does not have any earned income, then there is no real need for life insurance. If the retiree's death may lead to significant loss of income, then there may still be a need for life insurance even in retirement."

For more information about Life Insurance and for a FREE financial evaluation give me a call,

Jesse Alvarado
(562)822-5565"