If this benefit is not there, do not lose time and money with a 401(k)

And what if your employer doesn't match contributions

One of the greatest benefits of a 401(k) comes from employer matches on contributions. If you're lucky, your company will agree to match your contributions up to a certain amount. You should almost always meet the company match. It's basically free money. Whether you contribute beyond the match is a decision you'll want to make taking into consideration your other investing options.

Unfortunately, many employers that offer a 401(k) plan don't match contributions. In that case, there are often better investment strategies. Since the money you contribute to your 401(k) will be taxed later in life and often has limited investment options, you may want to opt for alternative retirement plans.

Give me a call for a FREE evaluation of your financial situation and to share with you better retirement plan alternatives if you find yourself in a situation as explained in the previous paragraph.

Don't postpone it, call me right now,

Jesse Alvarado
(562)822-5565