Never overlook inflation particularly when it comes to designing your retirement

Will your future lifestyle require millions of dollars?

It’s inevitable: the more time passes, the more expensive things get. So, when planning for the future, make sure not to overlook inflation and its impact on the value of your money in the future. 

For example: to have what feels like $1 million today in 30 years, you need to have saved nearly $2.5 million! While that sounds downright depressing--trust me, I sympathize--the bigger point here is to make sure you don’t forget that pesky 3% annual cost of living increase (on average) when you’re calculating your retirement needs.

While you’re at it, consider how much you’ll really need to live the kind of retirement you want to live. Will your future lifestyle require millions? Or could you get by with less?

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Jesse Alvarado
(562)822-5565